Real estate appraisal services for homeowners in the city of Kihei and Maui County
See the top 7 reasons why Hawaii homeowners need Appraisal Express HI, LLC:
Do you own a home in or near Kihei? Do you need help determining the value of your real estate?
We at Appraisal Express HI, LLC understand the special needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a regular homeowner that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Appraisal Express HI, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to remove PMI
A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We're qualified in helping clients just like you abolish unwanted PMI insurance.
Challenge property tax assessments
Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an appraisal from Appraisal Express HI, LLC is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Appraisal Express HI, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for precision, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Appraisal Express HI, LLC can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Express HI, LLC can We can assist you. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.